So, I am all about helping you to get it together with grace. However, there is one area, where I need a lot less grace and lot more structure, money!
Money stresses me out. The details associated with money stress me out more. But, as I am learning what it means to be a good steward of the money God has given us, I am able to better use it towards the kingdom.
I wanted to share with you guys my favorite tools and resources when it comes to money. But first, I wanted to share a few things to keep in mind in terms of money. I am very much in the process of learning and studying these principles, but wanted to share what I’ve got with you so far.
1. All that we have belongs to God.
2. We need to be wise investors in eternal things.
3. Living with open hands is the only way for a believer to live.
4. You can only cut out so much, but you can always earn more.
5. If you have been given much, it is for a purpose that is far greater than your own wants and desires.
6. God provides what we need. Sometimes He gives us things we want.
This list is growing, but is a good starting point. As a believer, I feel a good amount of responsibility in handling my money wisely. We have NOT always done this, truly this is a new-ish thing for me. One day, I will write about this long journey that we are still on, in terms of doing this money thing right. But, as I am learning, I want to pass on the tools and information that have been helpful to me. So, here are some practical things for you.
This app has changed our lives. I used to have a big spread sheet that I had to check every day, and reconcile with our bank account. It was annoying, but, kept us in line. Then, I tried You Need a Budget, and got rid of our spread sheet all together. The thing that has been so useful for us, is that both Esteban and I can see how much we have in each budgeted area. We can both track in the same place, and we can keep our U.S. account in one budget and our Thai account in another. This has been a total game changer for us. If you don’t read anything else, go and get this app. I am not even an affiliate for it people! I just really love it!!!
I have read the Treasure Principle by Randy Alcorn (Christian perspective on $ and what it means to be a steward) and Workable Wealth by Mary Beth Storjohann (practical things like investing, retirement, saving, at a really basic level). I know lots of people love Dave Ramsey’s books, but I haven’t read one relating to money (although EntreLeadership was fantastic), so I can’t recommend one just yet.
So Money with Farnoosh Torabi is one of my favorite podcasts. I love this podcast, because Farnoosh interviews super succesful people about their lives, their views on money and their financial practices. It is super varied, and you get lots more than just money advice. Sometimes I don’t agree with what people’s view points are, but that’s okay, it makes me think through why I disagree!
Dave Ramsey’ podcast is really practical. Sometimes he rubs me the wrong way just a bit, but he covers things that go far beyond paying off debt and savings. Most of his info is really applicable and helpful!
What resources do you guys love? I want to learn a lot more this year, so I am open to suggestions peeps! Any all resources are welcome, except for stuff that is all about manifesting money. I can’t handle that stuff!!
Want access to my free eBook, and other fun resources in my growing resource library?
Looking for a workout program that is budget friendly? I have designed 4 Minute Fat Burning Online Boot Camp for busy women who want to lose weight and get in shape.